Investment HELOC
Unlock equity in your rental properties
Access the equity in your investment properties to fund new acquisitions, renovations, or operating expenses — without selling your portfolio.
Key Advantages
Why Choose a Inv. HELOC?
Here's what sets this loan product apart and who it works best for.
Portfolio Leverage
Use built-up equity in existing rentals to fund the next property purchase without liquidating assets.
Flexible Draws
Draw only what you need, when you need it, keeping overhead low between projects.
Interest May Be Deductible
When used for investment purposes, HELOC interest may be tax-deductible. Consult your CPA.
Preserve Cash Flow
Interest-only draw period keeps monthly obligations low so your rental income can cover costs.
Calculator
HELOC Calculator
Estimate your available equity and interest-only draw payment.
Available Credit Line (90% CLTV)
$230,000
Amount Drawn
$50,000
Interest-Only Payment
$354/mo
Combined LTV (CLTV)
64.3%
Calculator results are estimates only and do not constitute a loan offer, pre-approval, or commitment to lend. Actual terms may vary.
Eligibility
Qualification Requirements
General guidelines for Investment HELOC eligibility. Requirements vary by lender and scenario.
| Requirement | Guideline |
|---|---|
| Minimum Credit Score | 700+ |
| Max CLTV | 80% |
| Property Type | Investment Property |
| Draw Period | Typically 5–10 years |
| Repayment Period | Typically 10–20 years |
These are general guidelines only. Specific program requirements may vary. Contact us for a personalized review of your scenario.
FAQ
Frequently Asked Questions
Common questions about Investment HELOC loans.
Get Started Today
Ready to explore Investment HELOC?
Answer a few quick questions and get a personalized strategy recommendation — including whether Inv. HELOC is right for your situation.
West Capital Lending, Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.
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