Legal

Terms of Use

Last updated: May 27, 2026

These Terms of Use govern your access to and use of MtgPro.ai (the "Site"), operated by West Capital Lending, Inc.("we," "our," or "us"). By accessing this Site, you agree to be bound by these terms. If you do not agree, please do not use this Site.

1. Website Use

This website is provided for informational purposes only. The content on this Site is intended to provide general information about mortgage products and services offered by West Capital Lending, Inc.. Nothing on this Site constitutes financial, legal, or tax advice. You should consult qualified professionals before making financial decisions.

You agree not to use this Site for any unlawful purpose, to transmit harmful or malicious code, to attempt to gain unauthorized access to any portion of the Site, or to interfere with the Site's operation.

2. Calculator Disclaimer

Calculator results are estimates only and do not constitute a loan offer, pre-approval, or commitment to lend. Actual terms may vary.

All calculators on this Site are provided as educational tools only. Results are based on the inputs you provide and use simplified assumptions. Actual loan terms, rates, payments, and eligibility will be determined based on a full mortgage application and underwriting review.

3. Rate Disclaimer

We do not advertise rates. Interest rates and pricing are quoted individually and depend on credit profile, LTV, property type, occupancy, and loan specifics. Nothing on this site is a commitment to lend or an offer of specific loan terms. Contact Arran Amorozo for a personalized quote. All loans subject to credit approval.

4. Pre-Qualification Disclaimer

This is not a pre-qualification, pre-approval, or commitment to lend. Results are based on the information you provided and are for informational purposes only. All loans subject to credit approval.

5. TCPA / Communication Consent

By submitting, I consent to be contacted by Arran Amorozo at West Capital Lending, Inc. (NMLS #1566096) via phone, text message, and email at the number and address provided, including by autodialer or prerecorded message. Message & data rates may apply. Consent is not a condition of purchase. Reply STOP to opt out, HELP for help.

6. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of West Capital Lending, Inc. or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written consent.

7. Third-Party Links

This Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Limitation of Liability

To the fullest extent permitted by law, West Capital Lending, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site, or any errors or omissions in the content, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from use of this Site shall not exceed $100.

9. Disclaimer of Warranties

This Site is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Orange County, California.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site. Your continued use of the Site after changes constitutes your acceptance of the new Terms.

West Capital Lending Legal Disclaimer

We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.

The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website, and the terms and conditions of the access to and use of such information and materials, are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.

Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.

Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.

Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.

12. Contact

For questions about these Terms, contact us at:

Arran Amorozo

West Capital Lending, Inc. | NMLS #1566096

17911 Von Karman Ave Suite 400, Irvine CA 92614

Email: aamorozo@westcaplending.com

Phone: (949) 401-7593