We do not advertise rates. Interest rates and pricing are quoted individually and depend on credit profile, LTV, property type, occupancy, and loan specifics. Nothing on this site is a commitment to lend or an offer of specific loan terms. Contact Arran Amorozo for a personalized quote. All loans subject to credit approval.
Program terms depend on credit, loan-to-value, property type, occupancy and loan amount, and can change. HELOC: lines from $50,000 to $5,000,000, up to 90% of your home's value counting current loans, 620 minimum credit, 1–4 unit primary homes and investment properties, no title seasoning; properties held in an LLC need a 700+ personal credit score. Texas: on a home you live in, state law caps home-equity lending at 80% combined loan-to-value and requires a 12-day wait before closing (Texas Constitution Art. XVI §50(a)(6)); our HELOC keeps the same 80% limit on a Texas rental, and our lenders don't offer VA cash-out refinances in Texas. P&L loans qualify on a profit and loss statement and follow program guidelines. Calculator results are estimates only and do not constitute a loan offer, pre-approval, or commitment to lend. Actual terms may vary. Arran lends only on properties in the 35 states + D.C. where he is licensed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, HI, IA, KS, KY, MD, ME, MI, MN, MO, ND, NE, NH, NM, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, WV & WY.
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Arran Amorozo | Vice President | NMLS #1491497
West Capital Lending, Inc. | NMLS #1566096 | Equal Housing Lender
17911 Von Karman Ave Suite 400, Irvine CA 92614
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